Kaiser Permanente Medicare health plans, 2023

Kaiser Permanente Senior Advantage (HMO) and Senior Advantage Medicare Medi-Cal (HMO D-SNP)

Make the most of your coverage by learning more about your plan.

Summary of Benefits

Our Summary of Benefits provides an overview of what our plan covers and what you pay. You can download a copy below.

Important update about your 2023 Kaiser Permanente health plan coverage as a result of the Inflation Reduction Act of 2022: See Part B Drug Addendum (updated 03/09/23) (PDF)
Also available in Chinese [中文本] (updated 03/09/23) (PDF)

Summary of Benefits for Senior Advantage Alameda, Napa, and San Francisco Counties Plan (updated 10/01/22) (PDF)
Also available in Chinese [中文本] (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Contra Costa County Plan - Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Greater Fresno County Plan - Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Greater Sacramento and Sonoma County Plan – Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Marin and San Mateo Counties Plan (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage San Joaquin County Plan - Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Santa Clara County Plan - Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Santa Cruz County Plan (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Solano County Plan (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Stanislaus County Plan - Basic and Enhanced (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Medicare Medi-Cal Plan (updated 10/01/22) (PDF)

Summary of Benefits for Senior Advantage Medicare Medi-Cal for Los Angeles, San Diego, Santa Clara, and San Mateo (updated 10/01/22)
English (PDF) | Chinese [中文本] (PDF) | (Arabic) العربىة (PDF) | հայերեն (Armenian) (PDF) | ខ្មែរ (Khmer) (PDF) | (Farsi) فارسی (PDF) | 한국어 (Korean) (PDF) | Pусский (Russian) (PDF) | Tagalog (Tagalog) (PDF) | Tiếng Việt (Vietnamese) (PDF)

Evidence of Coverage

Our Evidence of Coverage (EOC) documents include detailed benefit information and how to get coverage. You can download a copy below.

We encourage you to read this information and hold onto it because it explains your benefits and rights. If you have questions or would like to request a hard copy, please call Members Services at 1-800-443-0815 (toll free) or TTY 711 from 8 a.m. to 8 p.m., 7 days a week.

Important update about your 2023 Kaiser Permanente health plan coverage as a result of the Inflation Reduction Act of 2022: See Part B Drug Addendum (updated 03/09/23) (PDF)
Also available in Chinese [中文本] (updated 03/09/23) (PDF)

EOC for Senior Advantage – Northern California (updated 10/01/22) (PDF)
Also available in Chinese [中文本] (updated 10/01/22) (PDF)

EOC for Senior Advantage Medicare Medi-Cal Plan (updated 10/01/22) (PDF)

EOC for Senior Advantage Medicare Medi-Cal San Mateo (updated 02/15/23) 
English (PDF) | Chinese [中文本] (PDF) | Tagalog (Tagalog) (PDF)

EOC for Senior Advantage Medicare Medi-Cal Santa Clara (updated 02/15/23) 
English (PDF) | Chinese [中文本] (PDF) | Tagalog (Tagalog) (PDF) | Tiếng Việt (Vietnamese) (PDF)

Annual Notice of Changes

The Annual Notice of Changes (ANOC) describes any changes to coverage, costs, or service area from the previous year, effective January 1. You can download a copy below.

Important update about your 2023 Kaiser Permanente health plan coverage as a result of the Inflation Reduction Act of 2022: See Part B Drug Addendum (updated 03/09/23) (PDF)
Also available in Chinese [中文本] (updated 03/09/23) (PDF)

ANOC for Senior Advantage Alameda, Napa, and San Francisco Counties Plan (updated 10/01/22) (PDF)
Also available in Chinese [中文本] (updated 10/01/22) (PDF)

ANOC for Senior Advantage Alameda County - Basic Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Contra Costa County - Basic Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Contra Costa County - Enhanced Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Greater Fresno Area - Basic Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Greater Fresno Area - Enhanced Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Greater Sacramento and Sonoma County – Basic Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Greater Sacramento and Sonoma County – Enhanced Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage San Francisco County - Basic Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Marin County - Basic Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage San Mateo County - Basic Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Marin and San Mateo Counties - Enhanced Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage San Joaquin County - Basic Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage San Joaquin County – Enhanced Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Santa Clara County - Basic Plan (PDF) (updated 10/01/22)

ANOC for Senior Advantage Santa Clara County - Enhanced Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Santa Cruz County Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Solano County - Basic Plan (updated 10/01/22) (PDF) 

ANOC for Senior Advantage Solano County - Enhanced Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Stanislaus County - Basic Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Stanislaus County - Enhanced Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Medicare Medi-Cal Plan (updated 10/01/22) (PDF)

ANOC for Senior Advantage Medicare Medi-Cal Plan San Mateo County (updated 10/01/22)
English (PDF) | Chinese [中文本] (PDF) | Tagalog (Tagalog) (PDF)
 
ANOC for Senior Advantage Medicare Medi-Cal Plan Santa Clara County (updated 10/01/22)
English (PDF) | Chinese [中文本] (PDF) | Tagalog (Tagalog) (PDF) | Tiếng Việt (Vietnamese) (PDF)

Provider, pharmacy, and dental directories

We make it easy to find a doctor or pharmacy to meet your needs. All of our available doctors welcome Kaiser Permanente Medicare health plan members and you can change to another available Kaiser Permanente doctor at anytime, for any reason. You can download a provider directory below.

Provider directory (updated 08/28/23)
English (PDF) | Chinese [中文本] (PDF) | Tagalog (Tagalog) (PDF) | Tiếng Việt (Vietnamese) (PDF)

We operate our own pharmacies and contract with affiliated pharmacies that meet or exceed Medicare requirements for pharmacy access. You can download a pharmacy directory below.

Pharmacy directory (updated 11/27/23) 
English (PDF) | Chinese [中文本] (PDF) | (Arabic) العربىة (PDF) | հայերեն (Armenian) (PDF) | ខ្មែរ (Khmer) (PDF) | (Farsi) فارسی (PDF) | 한국어 (Korean) (PDF) | Pусский (Russian) (PDF) | Tagalog (Tagalog) (PDF) | Tiếng Việt (Vietnamese) (PDF) 

We work with Delta Dental of California who offers you a wide range of dental care. You can download a dental directory below.

Dental provider directory (updated 11/27/23) (PDF)
Also available in Chinese [中文本] (updated 11/27/23) (PDF)

If you would like a directory sent to you by mail, call 1-800-443-0815 (TTY 711), 7 days a week, 8 a.m. to 8 p.m.

National Coverage Determinations

Throughout the year, the Centers for Medicare & Medicaid Services sends out updates about additional covered services or changes to existing covered services. These notifications are called National Coverage Determinations (NCDs).

View the NCDs for the current plan year (updated 05/11/23) (PDF)

If you would like help understanding these documents, call Member Services at 1-800-443-0815 (toll-free) or TTY 711 from 8 a.m. to 8 p.m., 7 days a week.

Kaiser Foundation Health Plan, Inc.
393 E. Walnut St.
Pasadena, CA 91188-8514

Helpful resources

To find out more about Medicare, visit the following government websites:

Medicare.gov 

Find general information, plan comparisons, a prescription drug plan finder, search tools, and reference materials.

You also may send a complaint directly to Medicare by using the online Medicare Complaint Form 

Social Security 

Search information about Medicare eligibility and enrollment, order a replacement Medicare card, and dig deeper into topics like retirement and disabilities.
 

Recognizing and reporting fraud

Protect your identity. Know the signs of schemes and questionable offers involving Medicare.

An identity thief could try to use your Medicare information to get paid for care you never received.

Watch out for people who ask for your Medicare claim number or plan information, or try to bribe you to see an unfamiliar doctor or use services you don’t need.

Visit the Medicare website for more information on preventing fraud. To report suspected fraud, call 1-877-7SAFERX (1-877-772-3379) (toll free).

Organization determinations, appeals, and grievances

Organization determinations

An organization determination is a coverage decision that involves your medical care or asks us to reimburse you or pay a bill. To ask for a coverage decision on health care you want but haven’t received or to pay a bill, you can call, write, or fax Member Services.

If you need a quick answer about care or services because waiting too long could be a health risk, ask for a fast coverage decision. You, your doctor, or your representative can ask for this, and we’ll respond within 72 hours. Otherwise, we’ll respond to requests for care or services within 14 days and requests for payment within 30 days.

If we turn down your request, you can make an appeal. (See "Making an appeal" below). For more details, refer to chapter 9 in your Evidence of Coverage.

Making an appeal

If we turn down your request, you’ll get written notice of our decision. You can ask us to reconsider by making a Level 1 Appeal within 60 days of the date on that notice.

  • For a standard appeal, write to Member Services. If you need a quick response for health reasons, you must ask for a fast appeal (also called an expedited reconsideration) by writing or calling Member Services. You, your doctor, or your representative can do this. If a representative is appealing our decision for you, the appeal must include an Appointment of Representative (updated 10/01/22) (PDF) form authorizing this person to represent you. Also available in Chinese [中文本] (updated 10/01/22) (PDF).
  • We’ll respond to fast appeal requests within 72 hours, standard appeals for care you haven’t received within 30 days, and standard appeals about payment within 60 days.
  • If we say no to all or part of your appeal, your case will be sent to Level 2 of the appeals process. To make sure our decision was fair, we will send your appeal to the Independent Review Organization, who will carefully review it and explain the decision to you in writing.

For more details, refer to chapter 9 in your Evidence of Coverage.

How do I appoint a representative?

You can appoint a representative to help you. Your representative can be a family member, friend, advocate, attorney, doctor, or someone else who will act on your behalf. Fill out an Appointment of Representative form (updated 10/01/22) (PDF) and send it in with your appeal. Also available in Chinese [中文本] (updated 10/01/22) (PDF).

Filing a grievance

If you’re unhappy with your care or services or with our processes, you can make a complaint. This is known as filing a grievance. Contact Member Services within 60 days of the incident, by phone or in writing.

We’ll look into your complaint and respond within 30 days. For more details, refer to chapter 9 in your Evidence of Coverage.

You can look at appeals and grievances other plan members have filed with Kaiser Permanente. To get this information, please contact Member Services.

 

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This page was last updated: December 28, 2023 at 12 a.m. PT