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1. How do I know what I need?
Understanding how much health care you think you’ll use is an important first step when shopping for plans. If you think you might need a lot of health care, consider a plan with higher monthly costs. It will deliver more coverage and lower out-of-pocket expenses. If you don’t expect to use a lot, you could consider a plan with lower monthly costs, which would translate to higher out-of-pocket payments when using some services.
If you’re an individual or small family who visits the doctor once a year and has few prescription medicines.
If you visit the doctor regularly, have several prescription medications, get frequent lab tests, have a chronic condition, and want to be ready in case of a hospital visit.
If you visit the doctor a couple of times a year, have a few prescription medicines, and get regular lab tests.
2. What’s it going to cost?
Not sure how to figure out the actual cost of health care? Think of it like picking a streaming service: You want something that covers what you need without breaking the bank. Start by learning about health care costs to choose the right health plan for your goals and budget. Individual or family plan members may be eligible for subsidies that bring costs down. We want to make sure health care is as seamless as binge-watching your favorite show.
3. Why is a Kaiser Permanente plan right for me?
Choosing the right health plan is essential. When you’re comparing options, they all start to sound the same. But Kaiser Permanente’s unique combo of high-quality care and hassle-free coverage from one connected company stands out. Here are just a few of the many ways we want to keep your health care from becoming a whole big thing.
Seamless care and coverage for a better experience
Everything you need — your doctors, pharmacy, specialty care team, and health plan — working together.
Personalized virtual care options
Access care through video,1 phone1 (available 24/7), chat, and more, anywhere, at no extra cost with most plans.
Stress-free management
We’ve got your back, from keeping track of your preventive care needs to transferring your health records.
Experienced, connected care teams
Our health care professionals easily communicate across specialties to help you get the highest quality care.
Tech-savvy solutions
Stay on top of your health with helpful tools like the Kaiser Permanente app, digital cost calculator, deductible tracker, and more.
Convenient care through prescription delivery
Skip the trip to the pharmacy, and get your prescriptions sent right to your door.
The Kaiser Permanente difference
Care and coverage, when you need it, from a team working for you.
Want to talk to us directly? Call us Monday through Friday, 7 a.m. to 6 p.m. PT, except major holidays, at 1-800-625-0486 (TTY 711).
1When appropriate and available.