Understanding your IRS 1095 forms

Important tax document information: Form 1095-B for proof of minimal essential coverage is provided in January via kp.org if registered. If you need a physical copy of your 1095-B form, you may request one by calling Member Services at 1-844-477-0450.

About your Form 1095

The form(s) you get will depend on the type(s) of health coverage you had. See the table below to find out which type of form(s) to expect.

Medical coverage plan Form provider Form(s)
Health insurance marketplace Marketplace 1095-A
Individual or family plan Most employers 1095-B
Large employer plan Kaiser Permanente or employer 1095-B or 1095-C 
Medicare or Medicaid Government 1095-B
CHIP Government 1095-B
You may get multiple 1095-B forms if you were enrolled in one or more health coverage plans during the year.

Important information: Kaiser Permanente will make available (physically or electronically based on subscriber’s preference) form 1095-B to primary account owners (also known as subscribers) annually by the end of January. 

Need another type of 1095?

  • For Form 1095-A, please contact your health insurance marketplace.
  • For Form 1095-C, please contact your employer.

Each year you may get one or more versions of IRS Form 1095 (1095-A, 1095-B, 1095-C), depending on what kind of health coverage(s) you had. The 1095 form(s) prove you had coverage for the months listed on the form.

To support your efforts to file your taxes, you’ll get a copy (or copies) of Form 1095 from one or more of the following:

  • Kaiser Permanente
  • CMS for Medicare and Medicaid
  • The health insurance marketplace through which you purchased coverage
  • Your employer(s)

You may need your form to show proof of health plan coverage when filing your tax returns with a tax preparer. You don’t need to submit it with your return. For more information, please visit the IRS page on health care information forms.

Where can I get help filing my taxes?

You can get free help completing your taxes. Choices include free tax software programs or personal help. For more information, visit irs.gov/freefile or irs.gov/vita.

You can also obtain professional tax assistance. For information about choosing a tax professional, visit irs.gov/tax-professionals.

We may ask for your Social Security number

You may get a letter or an email from Kaiser Permanente asking for your Social Security number. We know this is personal information and you may not want to share it. 

We ask for it because we need it to report to the IRS that you had health coverage, and Federal law requires that we ask for such information up to 3 times.