Dual Medicare and Medi-Cal coverage can give you extra benefits and better value

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If you have both Medicare and Medi-Cal, you may be eligible for extra benefits. Kaiser Permanente Dual Complete (HMO D-SNP) Plan lets you keep your Medi-Cal benefits and get more benefits than Original Medicare.

With our Kaiser Permanente Dual Complete Plan, you can choose any available Kaiser Permanente doctor and rest easy knowing you’ll get high-quality care.

Plus, getting started is easy. We’re here to help you understand your options, and whenever you’re ready, you can speak with a Kaiser Permanente Medicare specialist 7 days a week, 8 a.m. to 8 p.m., 1-855-832-0353 (TTY 711) or you can enroll online.

What benefits are included?

With a Kaiser Permanente Dual Complete Plan, you’ll get many extra benefits, including:

	Coverage you may have today	Kaiser Permanente Dual Complete Plan
Medi-Cal	included	included
Medicare Parts A & B	included	included
Hospital, doctor & outpatient visits	included	included
Part D prescription drug coverage	included	included
$0 copays for your: Monthly premium & annual medical deductible Primary, specialty & urgent care Telehealth visits		included
$350 eyewear allowance every year		included
Fitness center memberships		included
$200 over-the-counter benefit limit every quarter for health-and-wellness products		included
Personal care coordinator		included

Disclaimer: For information on Medi-Cal dental coverage, call Smile California at 1-800-322-6384 (TTY 1-800-735-2922) or go to SmileCalifornia.org.

Am I eligible to enroll?

You may be eligible to enroll in our Kaiser Permanente Dual Complete Plan if you have both Medicare and Medi-Cal and live in California.

You can enroll during the annual enrollment period from October 15 through December 7, or any other time if you have a qualifying life event such as being new to the area, recently lost coverage, or have had a change in your dual-eligible or LIS (Low Income Subsidy) status.

How do I enroll?

There are many easy ways to enroll:

Give us a call

Speak with a Kaiser Permanente Medicare specialist 7 days a week, 8 a.m. to 8 p.m. 1-855-832-0353 (TTY 711).

Attend a seminar

Learn more by attending a seminar with a Kaiser Permanente Medicare specialist.
Find a seminar.

Explore plans online

You can enroll online in 4 simple steps:

Go to our Medicare homepage.
Enter your ZIP code.
Select “Yes” under the “Medicaid?” dropdown and click “Explore plans.” (If you’re visiting the website between October 1 and December 31, you’ll need to select the coverage year.”
Click “Plan details” for more information or “Enroll in plan” to start the enrollment process.

Note: You must meet all Medicare health plan enrollment requirements.

Learn more about Medicare

Why choose Medicare Advantage

With added benefits and predictable costs, a Medicare Advantage plan can offer you more than Original Medicare.

Lower your prescription drug costs

Find out if you qualify for Extra Help (Part D Low-Income Subsidy).

We’re here to help

If you’re looking for support, Kaiser Permanente has a range of options.

Call us for advice

Speak with a Kaiser Permanente Medicare specialist 7 days a week, 8 a.m. to 8 p.m.

1-855-832-0353 (TTY 711)

Attend a seminar

Learn more by attending a seminar with a Kaiser Permanente Medicare specialist.

Find a seminar

Find a local agent

Connect with a Kaiser Permanente Medicare specialist in your area.

Find a local agent

For accommodations of persons with special needs at meetings call 1-877-485-3566 (toll free) or call TTY 711.

In California, Hawaii, and Washington, Kaiser Permanente is an HMO plan with a Medicare contract. In Colorado, Kaiser Permanente is an HMO, HMO-POS and PPO plan with Medicare contracts. In Oregon, Southwest Washington, Georgia, Maryland, Virginia and the District of Columbia, Kaiser Permanente is an HMO and HMO-POS plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal.

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This page was last updated: October 29, 2025 at 12 a.m. PT.