HSA-Qualified Deductible Plan

Glossary

Your Kaiser Permanente HSA-qualified deductible plan is not just health coverage — it's a partnership in health.

You receive preventive care services at little or no cost to you, and online access to manage your care around the clock.

Your benefits include:

• a personal doctor for routine health care
• copays or coinsurance for most covered services after you meet your deductible
• no referrals needed for certain services, like obstetrics/gynecology
• an out-of-pocket maximum that limits how much you'll spend on covered services each year
• an optional health savings account* to help pay for qualified tax-deductible medical expenses^†

Rate updates

* To be eligible for an HSA, you must be enrolled in an HSA-qualified deductible health plan and meet other HSA eligibility rules. For more information, see IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans. The tax references in this document relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws.

† To view the list of qualified medical expenses defined under Internal Revenue Code Section 213(d), see IRS Publication 502, Medical and Dental Expenses.

Your Membership or Plan Agreement, Certificate of Insurance, or your Evidence of Coverage, contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Membership or Plan Agreement, Certificate of Insurance, or Evidence of Coverage.