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Deductible Plan
Your Kaiser Permanente deductible plan is not just health coverage — it's a partnership in health.
You receive preventive care services at little or no cost to you, and online access to manage most of your care around the clock.
Your benefits include:
- a personal doctor for routine medical care
- copays or coinsurance for most covered services after you meet your deductible
- no referrals needed for certain services, like obstetrics/gynecology
- an out-of-pocket maximum that limits how much you'll spend on covered services each year
Rate updates
Under California law, Kaiser Permanente is required to post information about recent rate changes we have made for our Individual and Family plan members. Learn about these changes in our rate overviews.
Your Membership or Plan Agreement, Certificate of Insurance, or your Evidence of Coverage, contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Membership or Plan Agreement, Certificate of Insurance, or Evidence of Coverage.