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Out-of-Area Plan
Your Kaiser Permanente Out-of-Area (OOA) Plan is not just health coverage — it's a partnership in health. The plan provides benefits when you live outside the service area covered through your employer.
You can choose any licensed nonparticipating provider in the United States, and receive most preventive care at no cost. Online features let you manage most of your care around the clock.
Your benefits include:
- the freedom to choose any physician, including specialists — no referral needed
- copays or coinsurance for covered services after you meet your deductible
- an out-of-pocket maximum that limits how much you'll spend on most covered services each year
- no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met
- convenient pharmacy options: use any Kaiser Permanente pharmacy or choose from nearly 60,000 MedImpact retail pharmacies nationwide
Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.