Point-of-Service Plan with HRA Account

Glossary

Your Kaiser Permanente Point-of-Service (POS) Plan with a health reimbursement arrangement (HRA) is not just health coverage — it's a partnership in health.

You receive preventive care services at little or no cost to you, and online features let you manage most of your care around the clock.

Your benefits include:

• a personal doctor for in-network medical care
• freedom to visit any preferred provider or any licensed nonparticipating provider in the United States
• no deductible to satisfy when care is in-network
• copays or coinsurance for most covered services after meeting your deductible, when receiving care from a preferred provider or a nonparticipating provider
• an out-of-pocket maximum that limits how much you'll spend on most covered services each year
• no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met
• a tax-advantaged reimbursement arrangement (HRA)* with funds contributed by your employer to help cover qualified medical expenses^†
  

* The tax references in this document relate to federal income tax only. Consult with your financial or tax adviser for information about state income tax laws.

^† To view the list of qualified medical expenses defined under Internal Revenue Code Section 213(d), see IRS Publication 502, Medical and Dental Expenses.

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000