Multi-Choice Point-of-Service Plan

Glossary

Your Kaiser Permanente Multi-Choice Point-of-Service (POS) Plan is not just health coverage — it's a partnership in health.

Multi-Choice is like having three plans in one: a health maintenance organization (HMO), a preferred provider organization (PPO), and an out-of-network option. Online features let you manage most of your care around the clock.

Your benefits include:

a personal doctor for in-network medical care
freedom to visit any preferred provider or any licensed nonparticipating provider in the United States
no deductible to satisfy when care is in-network
copays or coinsurance for most covered services after meeting your deductible, when receiving care from a preferred provider or a nonparticipating provider
an out-of-pocket maximum that limits how much you'll spend on most covered services each year
no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000