Health savings account (HSA)

Make the most of your money with a Kaiser Permanente health savings account (HSA) sign up today.

If you have a Kaiser Permanente HSA-qualified high deductible health plan, you may be able to open an HSA. With an HSA, you can take advantage of tax-free1 contributions, earnings, interest, and withdrawals to pay for qualified medical expenses2 including:

  • Prescriptions
  • Primary and specialty care visits
  • Doctor and hospital visits• X-rays and lab tests
  • Physical, occupational, and speech therapy
  • Ambulance and emergency services
  • Vision and dental care
Great reasons to open an HSA administered through Kaiser Permanente3
kaiser payment card

Money that stays with you: The balance in your account carries over from year to year, even if you change jobs or retire.

Health payment card: You get a convenient debit card to save you time and paperwork when paying for your care.

Online access, 24/7: Check your account balance, make contributions and payments, manage your investments, print statements, and more at kp.org/healthexpense.

Mobile access: Download our secure KP Balance Tracker app on your smartphone or other mobile device to view and manage your account on the go.

Investment options: Once the average daily balance of your HSA reaches $2,000, you can invest the amount over $2,000 in a selection of mutual fund options.

No hidden costs:

Medical 
    $3.25, waived any month in which your average daily balance is $2,000 or more
 

Health payment cards


No cost for the first 2 pairs, after which costs are:

$10 per pair with standard mailing

$35 per pair with expedited mailing

Replacement of lost or stolen HSA distribution checks

$1 per check

Annual investment fee

    0.25%, charged quarterly on average balance in investment accounts

Printed account statements

$1.25 each, by request

Experienced support: Our Health Payment Services team is ready to answer your questions at 1-877-761-3399, Monday through Friday, from 5 a.m. to 7 p.m. Pacific time (except holidays). Call 24/7 for automated help, or you can email kp@healthaccountservices.com.

How do I open my HSA?

Applying for an account is easy. Use the link below and then select “Get Started.”

Frequently asked questions

Questions?

Kaiser Permanente Health Payment Services is here to help. Call 1-877-761-3399 Monday through Friday, from 5 a.m. to 7 p.m. PT (except holidays).

1The tax references on this website relate to federal income tax only. Federal and state tax laws and regulations are subject to change. Consult with a qualified professional for tax, investment, or legal advice.

2A qualified medical expense is defined under Internal Revenue Code Section 213(d). For a list of qualified medical expenses, download IRS Publication 502, Medical and Dental Expenses, at irs.gov/publications. As an HSA account holder, you’re responsible for figuring out whether an expense is a qualified medical expense.

3The HSAs administered through Kaiser Permanente are set up with Healthcare Bank, a Division of Bell State Bank & Trust, and are interest-bearing accounts.