Glossary

Your Copay Plan with Kaiser Permanente is not just health coverage — it's a partnership in health.

You receive preventive care services at little or no cost to you, and online features let you manage most of your care around the clock.

Your benefits include:

  • a personal doctor for routine health care
  • simple copays for most covered services, including office visits
  • no paperwork to fill out, no bills, and no medical deductibles
  • no referrals needed for certain services, like obstetrics/gynecology
Visit our HMO Plans page if you’re enrolled in our KP CA Gold 80 HMO 0/30, Platinum 90 HMO 0/20, Platinum 90 HMO/20 + INF, Silver 94 HMO plan, Gold 80 HMO, or Platinum 90 HMO plan.

Rate updates

Under California law, Kaiser Permanente is required to post information about recent rate changes we have made for our Individual and Family plan members. Learn about these changes in our rate overviews.

Your Membership or Plan Agreement, Certificate of Insurance, or your Evidence of Coverage, contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Membership or Plan Agreement, Certificate of Insurance, or Evidence of Coverage.