HMO with Coinsurance Plan

Glossary

Your Kaiser Permanente HMO Plan with Coinsurance is not just health coverage — it's a partnership in health.

You receive preventive care services at little or no cost to you, and online features let you manage most of your care around the clock.

Your benefits include:

• a personal doctor for routine medical care
• simple copays or coinsurance for most covered services, including office visits
• no paperwork to fill out, no bills, and no deductibles
• no referrals needed for certain specialties, like optometry and obstetrics/gynecology
• no additional coinsurance needed after the annual out-of-pocket maximum is met
• prescription drugs available with copay or coinsurance when filled at a Kaiser Permanente pharmacy
• simple copay or coinsurance for vision exams (coverage for contact lenses and glasses varies by plan)
  

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.