HMO with Coinsurance Plan

Your Kaiser Permanente HMO Plan with Coinsurance is not just health coverage — it's a partnership in health.

You receive preventive care services at little or no cost to you, and online features let you manage most of your care around the clock.

Your benefits include:

a personal doctor for routine medical care
simple copays or coinsurance for most covered services, including office visits
no paperwork to fill out, no bills, and no deductibles
no referrals needed for certain specialties, like optometry and obstetrics/gynecology
no additional coinsurance needed after the annual out-of-pocket maximum is met
prescription drugs available with copay or coinsurance when filled at a Kaiser Permanente pharmacy
simple copay or coinsurance for vision exams (coverage for contact lenses and glasses varies by plan)

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.