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Flexible Choice Point-of-Service Plan
Your Kaiser Permanente Flexible Choice Point-of-Service (POS) Plan is not just health coverage — it's a partnership in health.
Flexible Choice is like having three plans in one: a health maintenance organization (HMO), a preferred provider organization (PPO), and an out-of-plan option. Online features let you manage most of your care around the clock.
Your benefits include:
- your choice of a personal doctor for routine HMO medical care
- freedom to choose from each of the 3 provider options each time you need care
- no deductible to satisfy when care is within the HMO
- copays or coinsurance for most covered services after meeting your deductible, when receiving care from a preferred provider or a nonparticipating provider
- an out-of-pocket maximum that limits how much you'll spend on most covered services each year
- no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met
Learn more about how Flexible Choice lets you decide where to get care and how to manage your costs: kp.org/flexiblechoice/mas
Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.
Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852