Flexible Choice Point-of-Service Plan

Glossary

Your Kaiser Permanente Flexible Choice Point-of-Service (POS) Plan is not just health coverage — it's a partnership in health.

Flexible Choice is like having three plans in one: a health maintenance organization (HMO), a preferred provider organization (PPO), and an out-of-plan option. Online features let you manage most of your care around the clock.

Your benefits include:

your choice of a personal doctor for routine HMO medical care
freedom to choose from each of the 3 provider options each time you need care
no deductible to satisfy when care is within the HMO
copays or coinsurance for most covered services after meeting your deductible, when receiving care from a preferred provider or a nonparticipating provider
an out-of-pocket maximum that limits how much you'll spend on most covered services each year
no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met

Learn more about how Flexible Choice lets you decide where to get care and how to manage your costs: kp.org/flexiblechoice/mas

Your Evidence of Coverage or Summary Plan Description contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Evidence of Coverage.

Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852