Glossary

Your Kaiser Permanente Added Choice® Point-of-Service (POS) Plan is not just health coverage — it's a partnership in health.

You can choose any licensed physician to provide care nationwide, and receive preventive care at no cost from in-plan providers. Online features let you manage most of your care around the clock.

Your benefits include:

  • your choice of a personal doctor for routine in-plan medical care
  • freedom to visit any preferred provider or any licensed nonparticipating provider
  • no deductible to satisfy when care is in-plan
  • coinsurance for most covered services after meeting your deductible, when receiving care from a nonparticipating provider
  • an out-of-pocket maximum that limits how much you'll spend on most services each year
  • no additional coinsurance needed for eligible services after the annual out-of-pocket maximum is met

Your Certificate of Insurance contains a complete explanation of benefits, exclusions, and limitations. The information provided here is not intended nor designed to serve as your Certificate of Insurance.

Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc. in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852.