Deductible HMO plans

You deserve high-quality care that makes sense for your family's active, healthy lifestyle. Kaiser Permanente's Deductible HMO plan offers lower monthly rates and the flexibility to choose from a wide selection of options. Our deductible plan works a little differently than a traditional HMO plan, but you get the same quality care and convenience you expect from Kaiser Permanente. You'll pay the full cost for certain covered services until you reach your deductible, which is the set amount you owe each year. Once your deductible is reached, you typically just pay a copay or coinsurance. With some plans, you may pay a copay or coinsurance for certain covered services even before you reach your deductible. There's no cost for most preventive services like routine exams, mammograms, and cholesterol screenings, even before you've reached your deductible. Our comprehensive care model keeps providers connected, ensuring you and your family get the right care at the right time, often all under one roof. Plus telehealth services are available 24 hours a day. You can track all of your care and coverage in one place by visiting our app or website. Enjoy lower monthly rates and a wide selection of options that support your active family with Kaiser Permanente's Deductible HMO plan. Connect with us online or speak to an enrollment specialist today.