Footnotes:
- Open Enrollment ends January 15, 2026 , in Colorado, Oregon, Washington, Georgia, Hawaii, and Maryland; January 30, 2026 , in Virginia; and January 31, 2026 , in California and Washington, DC. Applications received November 1 – December 15, 2025 , in Colorado, Oregon, Washington, Georgia, Hawaii, and Washington, DC are effective January 1, 2026 ; those received December 16, 2025 – January 15, 2026 , are effective February 1, 2026 . Applications received November 1 – December 31, 2025 , in California, Virginia, and Maryland are effective January 1, 2026 ; those received January 1, 2026 , through each state’s Open Enrollment end date are effective February 1, 2026 . Applications received in Washington, DC January 16 – January 31, 2026 , are effective March 1, 2026 . Footnote 1
- Financial help refers to federal financial assistance through the Health Insurance Marketplace. If you do qualify, you'll have to apply for federal financial assistance and purchase your Kaiser Permanente health plan through the Marketplace. The amount of help will be based on the size of your family, your income and, the cost of coverage you choose as well as the cost of the second lowest priced Silver plan. Footnote 2
- Qualified applicants may elect to have their federal financial assistance for premium payment applied directly towards their Kaiser Permanente monthly premium or receive it as a tax credit when filing their 2025 tax return. Footnote 3