Do you prefer a plan that doesn't require a medical review? Do you want coverage that's the same or similar to what you had through your employer without a lapse in coverage?
If you lose your group coverage, your employer group may offer COBRA continuation coverage. If your employer group does not offer COBRA coverage, you may be eligible for other group continuation coverage. Both types of group continuation coverage require no medical review. For more information, check with your employer group.
General information about COBRA eligibility, and potential financial assistance that may be available, may be found at the U.S. Department of Labor Web site.
Conversion plans also give you the opportunity to buy non-group coverage from your former group insurer. You'll experience no lapse in coverage, and no medical review is required. For information, contact our Member Services Department representatives Monday through Friday, 7:30 a.m. to 5:30 p.m.
Purchase your own coverage
- Inside the Washington metro area:
301-468-6000 or 301-879-6380 (TTY for the hearing/speech impaired)
- Outside the Washington metro area:
800-777-7902 (toll free) or 301-879-6380 (TTY for the hearing/speech impaired)
If you would like to purchase health care coverage for you and your family, Kaiser Permanente offers many plans. One of them will be right for you. If you want lower premiums or want more control over health care costs, check out our HSA-qualified deductible plans for individuals and families. They offer traditional medical coverage, lower premiums, and a tax-free* way to help you build savings for qualified medical expenses. Medical review will be required. For more information, call 301-321-5127.
Are you a Medicare Plus or a Medicare-eligible member?
Please visit our overview section for more information or call Member Services at 888-777-5536 (toll free) or 866-513-0008 (toll-free TTY for the hearing/speech impaired), seven days a week, 8 a.m. to 8 p.m.
Not sure if you can afford health coverage? Think you might qualify for aid from the government?
District of Columbia
Medicaid plans provide health insurance coverage to low-income parents, children, seniors, and people with disabilities.
DC Healthy Families is low-cost health insurance for children and teens. It provides health, dental, and vision coverage to children who do not have insurance and do not qualify for free Medicaid.
The Maryland Medical Assistance program provides health insurance coverage to low-income parents, children, seniors, and people with disabilities.
Maryland Children's Health Program (MCHP) provides health insurance coverage to uninsured children from families whose income levels are too high to be eligible for Medicaid.
Medicaid provides health insurance coverage to low-income parents, children, seniors, and people with disabilities.
Family Access to Medical Insurance Security (FAMIS) provides health insurance coverage to uninsured children from families whose income levels are too high to be eligible for Medicaid.
If you have no other source of income, check out Kaiser Permanente's own Charitable Health Coverage programs.
Charitable Health Coverage (CHC) is Kaiser Permanente's unique approach to caring for low-income uninsured persons in our communities. CHC programs provide access to health coverage and care within Kaiser Permanente and only are available to uninsured low-income persons who are ineligible for employer-subsidized coverage or for public programs such as Medicaid, Medicare, or CHIP (DC Healthy Families, MCHP, and FAMIS).
The Kaiser Permanente Bridge Program subsidizes 90 percent to 95 percent of the monthly premium for up to 36 months, as long as all eligibility requirements continue to be met. Coverage includes preventive services, hospitalization, comprehensive pharmacy, and more. Membership in Kaiser Permanente Bridge is limited to once in a lifetime for a period of three years.
Child Health Partnerships—Children in these programs cannot be eligible for public or private health care programs. Kaiser Permanente collaborates with local governments, hospitals, and nonprofit groups to provide health care to uninsured low-income children who have no other access to health care.
For more information, contact Mindy R. Rubin, manager, Community Benefit, at 301-816-6405 or e-mail her at firstname.lastname@example.org.
You might be eligible for assistance through Kaiser Permanente's Medical Financial Assistance (MFA) program. This program provides temporary financial assistance to low-income people in need of health care services, regardless of whether they have coverage or are uninsured.
The MFA program is generally available to those persons in greatest financial need and for whom no other community resources are available. Financial assistance may be limited based on available funding.
A case-by-case review of your situation may occur at any income level and may result in financial assistance. If you qualify for free care, you must receive it at Kaiser Permanente facilities and through our providers, even if you have coverage elsewhere. In the event you do not qualify for free care, you may be offered a discount if your income meets certain federal poverty guidelines.
For information, call 301-468-6000, 301-879-6380 (TTY for the hearing/speech impaired), or 800-777-7902 (toll free), Monday through Friday, 7:30 a.m. to 5:30 p.m.
How do I know if my income falls under the guidelines?
View the federal poverty guideline charts. To calculate income level at 200 percent of the federal poverty guidelines, multiply by 2; for 300 percent, multiply by 3; and so on.
Interested in finding resources available to you in your community?
We can help put you in touch with many resources, such as food, energy, tax, pharmacy, and health care assistance, and provide easy access to applications for these programs.
To complete this confidential assessment, please go to the BenefitsCheckUp Web site.
Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. To locate a center near you, visit the Health Resources and Services Administration Web site.