Do you prefer a plan that doesn't require a medical review? Do you want coverage that's the same or similar to what you had through your employer without a lapse in coverage?
If you lose your group coverage, your employer group may offer COBRA continuation coverage. If your employer group does not offer COBRA coverage, you may be eligible for other group continuation coverage. Both types of group continuation coverage require no medical review. For more information, check with your employer group.
General information about COBRA eligibility, and potential financial assistance that may be available, may be found at the U.S. Department of Labor Web site.
Conversion plans also give you the opportunity to buy non-group coverage from your former group insurer. You'll experience no lapse in coverage, and no medical review is required.
To qualify, we must receive your completed application no later than 30 days after you received notification that your group coverage is ending, to ensure that you have no lapse in coverage. After a lapse in coverage has occurred, this option is not available. For more information, please call Member Services at 303-338-3800 or 303-338-3820 (TTY for the hearing/speech impaired), Monday through Friday, 8 a.m. to 5 p.m.
Looking for comprehensive coverage?
If you have small children, want predictable out-of-pocket expenses, or need to see the doctor often, then one of our Individual and Families Copayment Plans, available in the Denver-Boulder service area only, may be right for you. You'll know in advance exactly how much you'll pay for prescriptions or visits to the doctor. Medical review is required.
Want lower premiums?
If you rarely need to see the doctor or want coverage mostly for the big things, you may consider one of our Individual and Families Deductible Plans, available in the Denver-Boulder service area only. You pay lower monthly premiums and a higher share of the costs in deductibles, copayments, and coinsurance for covered services. Medical review is required.
Want a savings plan for medical expenses? Do you see a doctor mostly for preventive care?
If you want lower premiums or want more control over health care costs, then check out our Individuals and Families HSA-Qualified Deductible Plans, available in the Denver-Boulder service area only. They offer traditional medical coverage, lower premiums, and a tax-free way to help you build savings for qualified medical expenses. Medical review is required.
Are you a Senior Advantage member or a Medicare-eligible member?
Please visit our overview section for more information, or please call Member Services at 800-476-2167 (toll free) or 866-513-9964 (toll-free TTY for the hearing/speech impaired), seven days a week, 8 a.m. to 8 p.m.
Not sure if you can afford health coverage? Think you might qualify for aid from the government?
Medicaid plans provide health insurance coverage to low-income parents, children, seniors, and people with disabilities.
Child Health Plan Plus (CHP+) provides health insurance coverage to uninsured children from families whose income levels are too high to be eligible for Medicaid.
Kaiser Permanente's Charitable Health Coverage (CHC) program is available to eligible patients who need access to health insurance.
CHC is Kaiser Permanente's unique approach to caring for low-income uninsured persons in our communities. CHC programs provide access to health coverage and care within Kaiser Permanente and only are available to uninsured low-income persons who are ineligible for public programs such as Medicaid, Medicare, or CHIP (Child Health Plan Plus).
Connections is a charitable coverage program offered in the Denver-Boulder region. It allows low-income uninsured individuals residing in households under 300 percent of the Federal Poverty Level (FPL) access to health care through a subsidized insurance program. The program offers a 24-month membership with comprehensive benefits, subsidized premiums, and lower co-payments. Connections is currently closed to new applicants.
Kaiser Permanente's Southern Colorado Safety Net grant program addresses the needs of those without health insurance in the Southern Colorado area through partnerships with two community clinics.
The Safety Net grant program provides support to the clinics listed below, to serve patients who have Medicaid or Child Health Plan insurance, or no health insurance due to financial barriers. The clinics charge a fee based on an individual's financial situation. For more information, please visit their Web sites or call the phone numbers below.
Mission Medical Clinic
2125 E La Salle Street
Colorado Springs, CO 80909
SET Family Medical Clinic
825 E Pikes Peak Ave.
Colorado Springs, CO 80903
You might be eligible for assistance through Kaiser Permanente's Medical Financial Assistance (MFA) program.
This program provides temporary financial assistance to low-income people in need of health care services, regardless of whether they have coverage or are uninsured.
The MFA program is generally available to those persons in greatest financial need and for whom no other community resources are available. Financial assistance may be limited based on available funding.
A case-by-case review of your situation may occur at any income level and may result in financial assistance. If you qualify for free care, you must receive it at Kaiser Permanente facilities and through our providers, even if you have coverage elsewhere. In the event you do not qualify for free care, you may be offered a discount if your income meets certain federal poverty guidelines.
How do I know if my income falls under the guidelines?
View the federal poverty guideline charts. To calculate income level at 200 percent of the federal poverty guidelines, multiply by 2; for 300 percent, multiply by 3; and so on.
Interested in finding resources available to you in your community?
We can help put you in touch with many resources, such as food, energy, tax, pharmacy, and health care assistance, and provide easy access to applications for these programs.
To complete this confidential assessment, please go to the BenefitsCheckUp Web site.
Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. To locate a center near you, visit the Health Resources and Services Administration Web site.